Specialized Truck Financing

Are You Looking to Buy a Specialized Truck and Need Financing? We Are The Number One Independently Owned Transportation Equipment Finance Company in the United States. Contact Us To Help Grow Your Fleet!

Whether your business needs septic pumper trucks, vacuum trucks, or garbage trucks, you’re looking for the right financing solutions that will enable your operations to grow. That’s where Commercial Fleet Financing can help.

We specialize in empowering business owners and commercial truck fleet managers to invest in the best equipment for establishing and updating their fleets with reliable specialized trucks.

Commercial Fleet Financing makes financing your fleet easy with a simple application process, competitive rates, and continued friendly service and support. If you need one or a dozen new or used specialized trucks for your commercial truck fleet, we are here to support you with financing options that fit your unique needs.

What Kinds of Specialized Trucks Do We Finance?

At Commercial Fleet Financing, we understand you need the right kind of trucks for your specific industry – and you need them as soon as possible to keep operations running flawlessly. We are here to help you save time and money so you can add one or more of the following kinds of trucks to your fleet:

Septic Tank Pumper Trucks

When septic tank pumper trucks are the backbone of your business, you need to make sure they are always ready to roll out for customer calls and routine maintenance. Commercial Fleet Financing can help ensure you don’t lose a second of time or revenue with financing options that keep your trucks up and running year-round.

Garbage Trucks

Garbage trucks are a very specialized type of vehicle that come in many different varieties, depending on the needs of your business. Commercial Fleet Financing offers easy financing options to keep your fleet up-to-date with the latest models of:

  • Front Loader Garbage Trucks
  • Side Loader Garbage Trucks
  • Rear Loader Garbage Trucks
  • Roll-Off Trucks
  • Roll-Off Containers
  • Flipper Trucks

Vacuum Trucks

Whether it’s clearing out a clogged sewer line or cleaning up an environmental disaster, your company’s vacuum trucks get the job done. Commercial Fleet Financing is your trusted partner to get the financing you need for adding new and used vacuum trucks to your operations, ensuring you maximize uptime and can service every customer.

Not sure we finance the equipment you need? Contact us today to find out.

How Does Specialized Truck Financing Work?

We believe the specialized truck financing process should be easy and painless. That’s why we provide you with a clear process that can get you to an approval quickly:

  1. Application: Complete our quick, user-friendly online application or connect with our financing specialists.
  2. Quick Review and Approval: Our team will quickly review your application, considering factors such as personal or business credit history, time in business, and equipment requirements to provide financing options that align with your needs and goals.
  3. Financing Options: Upon approval, we will present you with tailored financing options. Choose from a range of programs, terms, rates, and structures that align with your business goals and budget.
  4. Funding: Once you select an option that fits, we’ll finalize the necessary paperwork and get you the approved funding so you can acquire the equipment you need.
  5. Ongoing Support: Count on our team to provide ongoing support, where a specialized finance specialist will address any questions or concerns you may have about your fleet financing needs.

With our streamlined process, you could be financed in as little as 24 hours!

Get started growing your fleet of specialized trucks today.

Understanding Specialized Truck Financing Options

With many types of financing options to choose from, it can be challenging to know what’s the right option for your business. Here is a closer look at two of the most popular ways of financing specialty vehicles.

Financing with Loans

When you buy a specialized truck using a loan, it becomes a physical asset that your company can sell later. But its value decreases over time, which is reflected in your company’s financial records. Often, the interest paid on the loan can be subtracted from taxes your business owes, which can provide financial benefits.

If you want to own assets while keeping your payments low, Commercial Fleet Financing offers traditional loans designed to fit your needs. Our loan options not only help you build ownership but also give you repayment flexibility.

Financing With a Lease

When you lease a specialized truck, the bank owns it, not your business. This option does have advantages, though, like lower payments and tax deductions on monthly interest. Leasing is a great option for getting new or nearly new vehicles under warranty. Essentially, leasing is like renting – you keep paying off your loan while building equity.

Many businesses like leasing for shorter periods to cut repair costs and keep their fleet running smoothly. While monthly payments can be lower, ending the lease early or trading in could mean making the remaining payments. If you want to make the most of leasing, match the term with how long you’ll use the vehicle.

Leasing gives you access to commercial trucks for your business without using up your credit. This flexibility helps you keep your credit available for other important business needs.

Whether you want a loan or lease, Commercial Fleet Financing has options for you.

Why Choose Commercial Fleet Financing?

  • Extensive Industry Experience: We have been financing commercial trucks since 1995. Our solutions have evolved and improved over time to keep up with new trends, including the latest strategies for specialized truck financing.
  • Competitive Rates: Get the best rates tailored to your credit score and business history. Our rates are similar to those offered by banks and credit unions, and we make the financing process quick for your convenience.
  • Flexible Terms: Enjoy our flexible terms with special offers for different equipment purchases. With various programs available, you can get what you need exactly when you need it.
  • Transparent Pricing: Forget hidden fees and complicated language. You’ll know exactly what to expect every step of the way.
  • Effortless Application: We understand the need for fast financing in the specialized truck industry. Our straightforward processes mean that many loans get approved within 24 hours, and you can secure funding in just 2 business days.

Choose Commercial Fleet Financing as your partner for your specialized truck financing needs and experience the difference competitive rates, flexible terms, and customer-focused service make. Contact us today to start growing your fleet.