Adding a new limo to your fleet or getting your limousine company off the ground requires serious financing solutions. Depending on what kinds of vehicles you are looking to acquire – anything from extended sedans, classic stretch limos, and modified SUVs to convertible limos and party buses – you could be looking at a large cash investment to even get started.

Commercial Fleet Financing provides flexible and budget-friendly financing options for limousine companies and businesses looking to add light- and medium-duty vehicles to their fleet. We know the limo business well and can help you find the right loan or lease for your goals.

Count on our financial solutions to ensure you get the flexibility and affordability your business deserves, whether you’re expanding your fleet, upgrading vehicles, or replacing older assets. With a focus on transparency and customer satisfaction, our team delivers a streamlined and hassle-free experience for all your equipment financing needs.

Choose Commercial Fleet Financing today and partner with a company that understands the importance of reliable and cost-effective luxury transportation solutions.

What Kinds of Limousines Do You Finance?

Limo companies like yours have a wide range of vehicles to choose from to meet specific customer demands. Commercial Fleet Financing can set you up with limousine loans and leases to fit just about any budget for a variety of luxury vehicles, including:

Sedan Limousine

These stretched versions of luxury sedans like the Lincoln Continental or Cadillac XTS are among the most popular types of vehicles in the limousine industry. Both posh and practical at the same time, sedan limousines are a staple of any fleet – and Commercial Fleet Financing can make sure yours has the latest and greatest models to offer customers.

Stretch Limousine

Stretch limos are timeless classics that attract customers looking for a plush ride for weddings, funerals, proms, parties, and other special occasions. We can help you offer the best of the best models and technology to your customers with our limousine financing solutions.

SUV Limousine

An SUV limousine takes a popular chassis like the Cadillac Escalade or the Hummer H2 and turns it into rides that are both luxurious and rugged. Commercial Fleet Financing has options to enable you to offer customers these popular vehicles that sport more room to transport their parties and cargo, along with a less formal feel than what comes with traditional limousine options.

Limo Bus

Cater to larger groups of 20 or more with these converted vans designed to take the party on the road. Your limousine business could become the go-to source for those looking for a complete transportation experience – not just a ride for corporate events, bachelorette parties, or pub crawling. And Commercial Fleet Financing can help you get the vehicles to make it happen.

Convertible Limousine

Not as popular as other types of limos, convertible limousines enable you to offer customers a unique blend of open-air luxury transportation, combining the classic stretch limousine experience with the thrill of a convertible roof. Our financing team can help you add one or more of these classic vehicles to your fleet and deliver a customer experience that outperforms your competition.

How Does the Limousine Financing Process Work?

Navigating the limousine financing process can be frustrating and complex. Commercial Fleet Financing makes it simple. Just fill out our online application, and our team will help you from there.

We’ll look at what you need, your finances, and what your business requires. Then, we’ll suggest a financing plan that fits your goals. With fast approvals and flexible terms, you can get your new limousines quickly.

Our flexible financing helps businesses boost profits by getting the assets they need to grow and run smoothly. We aim to get you the equipment you need at a price that helps you make more money.

What are the Advantages of a Limousine Loan?

Financing your fleet with a limousine loan enables you to acquire assets, preserve capital, enjoy tax benefits, and grow your operations – all while maintaining financial flexibility. Other advantages include:

• Business Growth: Access to financing for a limousine can enable you to expand your fleet, reach new customers, and grow your business more rapidly than if you had to wait until you had enough cash on hand to purchase vehicles outright.
• Keep More Capital: Instead of paying for a limousine upfront, you can preserve your capital and use it for other business needs such as marketing, maintenance, or expansion.
• Get Immediate Access to Assets: With a loan, you can acquire a limousine immediately, enabling you to start offering your services and generating revenue sooner rather than waiting until you have saved enough money to purchase it outright.
• Gain Ownership Benefits: Once the loan is paid off, you own the limousine outright, providing you with a valuable asset that can contribute to your company’s equity and potentially be sold or used as collateral in the future.
• Claim Tax Deductions: Depending on your business structure and local tax laws, you may be able to deduct the interest paid on the loan as a business expense, reducing your overall tax liability.
• Enjoy Financing Flexibility: Limousine loans often come with flexible financing options, including various loan terms and repayment schedules, allowing you to choose the option that best fits your budget and financial goals.
• Improved Cash Flow: By spreading the cost of the limousine over time, you can preserve your cash flow and maintain liquidity, ensuring you have funds available for day-to-day operations and unforeseen expenses.

What are the Advantages of a Limousine Lease?

Leasing a limousine provides businesses with financial flexibility, tax advantages, access to newer vehicles, and simplified vehicle management, making it an attractive option for many companies in the transportation industry.

• Lower Down Payment: Leasing typically requires a lower upfront payment compared to purchasing a limousine outright or financing with a loan, making it more affordable for businesses with limited capital.
• Cash Flow Management: Leasing allows you to conserve your cash flow since you don’t need to pay the full purchase price all at once. Instead, you make regular lease payments, which can be easier to budget for and manage.
• Tax Benefits: In many cases, lease payments are tax-deductible as a business expense, providing potential tax advantages for your company. Leasing can also allow you to avoid depreciation-related tax implications associated with ownership.
• Access to Newer Vehicles: Leasing enables you to access newer and more technologically advanced limousines without the commitment of ownership. This ensures that your fleet remains up-to-date and competitive in the market.
• Flexibility: Leasing offers flexibility in terms of lease duration and end-of-lease options. You can often choose lease terms that align with your business’s needs, and at the end of the lease, you may have the option to return the vehicle, purchase it at a predetermined price, or lease a newer model.
• Easy Maintenance and Service: Some lease agreements include maintenance and service provisions, relieving you of the responsibility for upkeep and repair costs.
• Preservation of Credit Lines: Leasing allows you to preserve your existing credit lines for other business needs, such as marketing, expansion, or emergencies.
• Rapid Vehicle Replacement: Leasing enables you to easily replace your limousines at the end of the lease term, ensuring you always have access to reliable and well-maintained vehicles for your business operations.

Why Choose Commercial Fleet Financing?

Commercial Fleet Financing offers personalized financing solutions tailored to your business’s specific needs. Whether you’re a small startup or already have a large limo fleet, we can create a financing plan that fits your budget and goals. Turn to us for:

A Streamlined Process

Commercial Fleet Financing has gotten the financing process down to a science that ensures quick approvals, efficient handling of paperwork, and less hassle for you. By working with us, you’ll be able to get the equipment you need quickly and transparently, without unnecessary delays or surprises.

Flexible Financing

Our loans and leases offer flexible terms, allowing you to choose repayment schedules and contract durations that match your cash flow and financial goals. This can help your business manage its finances more effectively and free up funds to power other areas of growth.

Continued Support

Our team has experts who understand your unique perspective as a limousine business owner or fleet manager. You can lean on their knowledge, experience, and support throughout the financing process so you can feel confident all your questions and concerns have been answered.

Begin your limousine financing journey with Commercial Fleet Financing.