Industrial Machinery Financing

Are You Looking to Buy Industrial Machinery and Need Financing? We Are The Number One Independently Owned Transportation Equipment Finance Company in the United States. Contact Us To Help Grow Your Fleet!

At Commercial Fleet Financing, we understand that acquiring the right vehicles and equipment is a crucial investment for your business. That’s why we pride ourselves on providing tailored industrial equipment financing solutions, designed in close collaboration with you to align with your unique business goals.

Whether you are in the market for new or used heavy equipment, our flexible terms and repayment options are crafted to suit your budget and cash flow seamlessly.

What is the Industrial Equipment Financing Process?


Our industrial machinery financing process is designed to be straightforward and customer-centric. From understanding your unique requirements to providing tailored financing solutions, we ensure a seamless experience. Here’s what to expect:

Application: With our streamlined application, you can access the financing you need quickly and efficiently. Our experienced team is dedicated to guiding you through every step, making the entire process as smooth as possible.

Quick Review and Approval: Our team will get to work on reviewing your application straight away, ensuring a quick response and no cumbersome back and forth or juggling multiple financing documents.

Financing Options: Once your application has been approved, we will work with you to devise an optional financing solution. We offer various financing options to suit your diverse needs, including optimal leases and loans, tailored to fit your business model. Our process involves close collaboration with clients, where we assess your needs and goals.

Funding: After selecting your plan, we will quickly finalize the paperwork and ensure everything is in order. This is a fast process – many of our clients receive their funding in as little as 24 hours.

Ongoing Support: Our support does not stop after you have received your heavy equipment financing. If you need additional financing or adjustments to your current plan, our team will help you find solutions that best suit your evolving needs.

We Finance all Types of Industrial Equipment 


Whether you need funding for specialized material handling machinery or versatile non-titled and construction equipment, we’ve got you covered. Our financing options are tailored to meet the diverse needs of businesses, ensuring you can acquire the essential machine tools you need to enhance your operations.

Commercial Fleet Financing provides flexible financing solutions for a wide range of heavy-duty equipment, including:

Image of a scissor lift inside a building under construction.

How Hard is it to Get Industrial Equipment Financing?


Getting industrial equipment financing is a hassle-free experience with Commercial Fleet Financing. Our streamlined application process is designed to provide financing approval in as little as 24 hours. We value your time and understand how urgent it is to get the material handling equipment you need to fuel your operations, which is why our experienced team is dedicated to guiding you through every step.

Our commitment to efficiency ensures you can obtain the financing you need quickly and without unnecessary complications. We prioritize transparency and communication, making the entire process as smooth as possible.

Financing FAQs


Regardless of the type of industrial or material handling equipment you are looking to finance, you are bound to have some questions. Here are some of the most common questions our customers ask when beginning the financing process.

Should You Pay in Cash?

Cash minimizes equipment costs but impacts cash flow and incurs opportunity costs. Funds are tied upfront instead of spread across a term. Compare the expected return on other allocations to financing interest rates to decide between cash and financing.

When Should You Choose a Loan?

Loan-financed equipment is a tangible asset with resale value. Its cost depreciates on financial records, and interest paid is often tax-deductible. Although, you should seek advice from a tax professional for business-specific details.

For those looking to acquire equity while minimizing initial costs, Commercial Fleet Financing provides personalized traditional loans, offering businesses the ability to build equity with flexible terms. Additionally, we present the option to waive down payments, ensuring a cost-effective approach without compromising the benefits of traditional financing.

Commercial Fleet Financing supports businesses in their ownership journey with financial solutions aligned to their growth objectives.

When Should You Choose a Lease?

Leased equipment, owned by the bank, offers benefits like lower initial payments, tax write-offs, and suitability for new equipment within warranty. Many businesses prefer shorter leases for warranty coverage, reducing repair costs.

Leases have lower monthly payments, but early payoff or trade-in may incur remaining payments. Align the term with equipment usage duration for maximum benefits.

To keep your fleet running smoothly, it’s crucial to match lease terms with how long you’ll use the equipment. Early payoff or trade-ins might mean paying the remaining balance.

Leasing offers access to commercial trucks without putting a heavy strain on your credit, leaving room for other business expenses.

Learn More From our Team of Experts


With over 25 years of experience, our team is prepared to help you navigate all aspects of financing your heavy equipment. Contact us today to get started!

Why Choose Commercial Fleet Financing for Your Industrial Machinery?


Choosing Commercial Fleet Financing means choosing a partner dedicated to your success. Our industry expertise combined with a customer-centric approach sets us apart. We offer tailored financing solutions, a streamlined application process, and a variety of lease and loan options.

With us by your side, you gain a partner committed to understanding your business and helping you achieve your heavy equipment goals. Join numerous businesses that have trusted us for their heavy equipment financing needs and experience the Commercial Fleet Financing advantage.

Here’s what we have to offer:

Tailored Financial Solutions

The team at Commercial Fleet Financing collaborates closely with you to create personalized financing solutions aligned with your business objectives. Whether you are in the market for new or used vehicles, we provide flexible terms tailored to accommodate your budget and cash flow.

Efficient Application Process

Recognizing the urgency prevalent in your industry, we have streamlined our application process to ensure swift and efficient access to the financing you need. Our online application is designed to be as streamlined as possible. If you have questions along the way, our experienced team is readily available to guide you through every step, ensuring a seamless and expedited experience.

Get the Equipment You Need Today


Choose Commercial Fleet Financing as your partner in heavy-duty equipment financing and experience a collaborative approach, tailored solutions, and a commitment to your business success. Welcome to a new era of growth and prosperity for your fleet – welcome to Commercial Fleet Financing.