Light- and Medium-Duty Trailer Financing

Are You Looking to Buy a Light- or Medium-Duty Trailer and Need Financing? We Are The Number One Independently Owned Transportation Equipment Finance Company in the United States. Contact Us To Help Grow Your Fleet!

Light- and medium-duty trailers are at the heart of your business. Whether you’re hauling cars across the state or country, moving equipment to and from job sites, renting out units for short-term use, or even transporting materials for use or disposal, you rely on these kinds of trailers to service your customers.

Commercial Fleet Financing can help make sure you have the right types of equipment you need to take on the right jobs for your business. We offer light- and medium-duty trailer financing options that are flexible and easy to navigate, ensuring you get the funds you need when you need them.

Our team will work with you to find options that fit your budget, so you can spend more time doing what you do best: servicing your customers. Count on us for ongoing support and white-glove service throughout the financing process and beyond.

When you’re ready to add to your fleet, upgrade your aging light- and medium-duty vehicle equipment, or get started with your business, Commercial Fleet Financing is here to help you every step of the way.

What Kinds of Light-Duty and Medium-Duty Trailers Do You Finance?

From car dealerships, construction and demolition companies, landscaping and roofing businesses, and property management groups to contractors, haulers, and junkers and beyond, Commercial Fleet Financing has trailer financing options that include the following:

Car Carrier Trailer Financing

When you’re in the car business, you need to be able to move your inventory safely and efficiently for sale, repair, and even to showcase at marketing events. Turn to Commercial Fleet Financing to get these specialized trailers to make sure you can get your vehicles where they need to be.

Roll-Off Trailer Financing

Roll-off trailers are incredibly versatile for businesses in the construction, landscaping, roofing, property management, and junk removal industries – just to name a few. Whenever you need to haul large pieces of equipment, a roll-off trailer can get the job done. Commercial Fleet Financing can help you add these trailers to your fleet and help you capture more revenue.

Gooseneck Trailer Financing

With a gooseneck trailer, your business can provide more specialized hauling services to a wider variety of customers. Or you can more easily move the equipment, stock, and supplies you have with the vehicles you already own. Either way, Commercial Fleet Financing can help you get the funds you need to add to or upgrade your fleet.

Dump Trailer Financing

Your business needs reliable dump trailers to be able to deliver their loads at specific times and places. You don’t have time to deal with equipment that doesn’t work right, needs repair, or increases your overall costs. That’s where Commercial Fleet Financing can help with a loan or lease that can add the latest model trailers to your fleet or get newer used trailers to replace those that simply can’t do the job anymore.

How Does the Light-Duty and Medium-Duty Trailer Financing Process Work?

Navigating the commercial financing process can be complex and even frustrating at times. Commercial Fleet Financing is here to make it simple and painless with a process designed to be straightforward and efficient.

Simply start by filling out our online application, and our team of experts will guide you through the rest. We’ll assess your needs, financial situation, and business requirements, then offer you a financing solution that aligns with your budget and goals. With quick approvals and flexible terms, we can help to get you on the road with your new light- or medium-duty trailer as soon as possible.

After your loan is closed, count on your dedicated team at Commercial Fleet Financing to provide continuing support. It’s all part of our white-glove service and dedication to being true partners to our customers.

Financing FAQs

What are the Advantages of a Loan?

Financing light- and medium-duty trailer equipment with a loan can provide your businesses with the flexibility, financial advantages, and immediate access to assets needed to support growth and success. Benefits include:

Preservation of Capital: By financing the purchase of commercial trailer equipment, you can preserve your capital and use it for other important business needs like expansion, operations, or emergencies.
Immediate Access to Equipment: Rather than waiting until you have saved enough money to buy the equipment outright, a loan allows you to acquire it immediately, enabling you to start using it for your business operations sooner.
Asset Ownership: Loan financing allows you to own the equipment outright once the loan is paid off, providing you with a valuable asset that can contribute to your company’s equity and potentially be sold or used as collateral in the future.
Tax Benefits: In many cases, the interest paid on a commercial equipment loan is tax-deductible, which can help lower your overall tax liability and improve your cash flow.
Predictable Payments: With a loan, you typically have fixed monthly payments, making it easier to budget and plan for expenses over the life of the loan.
Flexible Terms: Commercial equipment loans often come with flexible terms, allowing you to choose a repayment schedule and loan duration that aligns with your business’s financial goals.
Improved Credit Profile: Successfully managing a commercial equipment loan can help improve your business’s credit profile, making it easier to qualify for financing in the future at favorable terms.

What are the Advantages of a Lease?

Maybe you’re more comfortable with leasing your light- and medium-duty trailer equipment. This could also be a good option for your business, as it offers financial flexibility, tax advantages, access to the latest technology, and simplified equipment management. Advantages include:

Lower Upfront Costs: Leasing typically requires a smaller upfront payment compared to purchasing outright, allowing you to conserve capital for other business needs or investments.
Predictable Payments: Lease payments are usually fixed for the duration of the lease term, making budgeting and financial planning easier since you know exactly how much you’ll be paying each month.
Flexibility: Leasing offers flexibility in terms of lease duration and end-of-lease options. You can often choose lease terms that align with your business’s needs, and at the end of the lease, you may have the option to return the equipment, purchase it at a predetermined price, or extend the lease.
Tax Benefits: Lease payments are often fully tax-deductible, which could provide significant tax advantages to your business. Leasing can also enable you to avoid depreciation-related tax implications associated with equipment ownership.
Access to Latest Technology: Leasing enables you to regularly upgrade your equipment to newer models without the hassle and expense of selling and purchasing new equipment. This ensures that your business stays competitive with access to the latest technology and features.
Maintenance and Service Included: Some lease agreements include maintenance and service provisions, relieving you of the responsibility for upkeep and repair costs associated with the equipment.
Preservation of Credit Lines: Leasing allows you to preserve your existing credit lines for other business needs, such as inventory purchases, expansion projects, or emergency expenses.

Why Choose Commercial Fleet Financing?

At Commercial Fleet Financing, we understand the unique nature of your business and the financing hurdles it faces. Across different industries and sectors, our team collaborates directly with you, offering creative and practical financing solutions to make the process seamless.

In fact, many of our loans get approved within 24 hours and can be funded in just 2 business days. Here are a few more reasons to choose to finance with Commerical Fleet Financing:

Expertise and Experience: Drawing from years of experience in commercial trailer financing, our team brings unmatched expertise to the table. We know the nuances of the industry and can confidently navigate you through the process.

Tailored Solutions: Our strategy revolves around tailoring options for down payments, financing terms, and equipment specifics. By understanding the diverse needs of businesses in the commercial trailer sector, we ensure our clients receive the most suitable financing package for their operations.

Diverse Financing Programs: We not only assist businesses like yours in acquiring vital equipment but also offer multiple programs that align with your financial goals. Our flexible financing solutions empower businesses like yours to optimize profitability by effectively managing cash flow, all while obtaining the assets they need to drive operational efficiency and growth.

Fast Approvals and Streamlined Processes: With over 25 years of experience, we know how to do all the heavy lifting for you so you can efficiently navigate the commercial finance landscape. We are known for our flexible terms, deals, soft credit inquiries, and incentives on various types of equipment purchases. Our customer-first approach means no hidden fees or baffling jargon—you’ll have a clear understanding of our straightforward programs so you can make informed decisions.

Dedication to Support: The team at Commercial Fleet Financing is deeply committed to fostering your business growth and becoming a trusted partner in your success. Our commitment doesn’t stop at financing, though. We’re here for the long haul, offering ongoing support to help you realize your business goals.

Ready to move on adding light- and medium-duty trailers to your business? Commercial Fleet Financing is here for you.